A holder of Canadian work visa or student visa; or
A Canadian or landed immigrant not covered by a government health insurance plan in Canada
A visitor to Canada.
Features
Choice of policy maximum based on your needs :From $10,000 up to $300,000 CAD
No deductible : for age 85 or younger
Maximum period of coverage: 365 days
Minimum premium: $25 CAD per policy
Family rate available The oldest family member’s daily rate x 2
Worldwide travel coverage Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin
Pre-existing condition Automatically covers the Stable Chronic Condition
If stable in the 120 days prior to the effective date of policy
Waiting period For policy purchased prior to your arrival in Canada: waived
For policy purchased within 30 days after your arrival in Canada: For age 85 or younger 48 hours from the effective date of the policy for Emergency Sickness
Refund Full refund is available
when the request for refund is received prior to the effective date of the Policy
Partial refund is available
If you return to your country of permanent residence
'No claim statement' and 'Proof of Return' (ex. airline ticket) are required
Requests for refunds must be made in writing within 90 days of your policy expiry date
Cancellation fee of $40 will be applied to each policy
No refund will be issued
If a claim has been or will be submitted
If the amount of premium to be reimbursed is less than $10 per policy
Benefits
Hospital Expenses: reasonable and customary cost for in and out patient treatment
Physician Fees
Diagnostic Services: reasonable and customary cost for X-rays and laboratory test
Ground Ambulance
Prescription drugs: Limited to a 30-day supply per prescription
Medical Appliances Casts, splints, trusses, braces, crutches, rental of wheelchair or other minor medical appliances
Paramedical Practitioner Chiropodist, chiropractor, osteopath, physiotherapist or podiatrist up to $500 CAD per type of practitioner with a 180-day policy
Acupuncture: up to $500 CAD with a 365-day policy, only for an Emergency treatment
Treatment of Dental Accidents: up to $3,000 CAD
Dental Emergency: up to $500 CAD
Air Flight Accident: up to the sum insured
Repatriation: when approved in advance by assistance company
Return of deceased: up to $10,000 CAD
Accidental Death & Dismemberment (Including Flight Accident): Up to the sum insured or a maximum $150,000 per person for loss of life, limb or sight of an insured person as a result of an injury sustained during the period of coverage
Claim
In the event of hospitalization, you must contact Ontime Care Worldwide Inc. within 48 hours of admission. Failure to make such notification will limit the total amount payable to 80% of all eligible expenses incurred
The claims representatives are here to assist you 24 hours a day, seven days a week.
E-Claim Procedure
In Canada & USA: 1-866-209-5804 Outside Canada and USA : collect call 905-707-9555
Or email to info@jfgroup.ca
Send all pertinent documents to:
Ontime Care Worldwide Inc.
#502, 15 Wertheim Court
Richmond Hill, Ontario
L4B 3H7
